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Apply for Financial Aid

College financial aid is available to help eligible students pay for college expenses. College financial aid comes in many forms such as grants, loans and work-study. Our goal is to assist students and their families securing the resources necessary to fund their education, and make sure they understand their rights and responsibilities related to financial aid.

Gateway Technical College uses the Free Application for Federal Student Aid (FAFSA) to determine if a student is eligible for federal grants, student and parent loans, work-study, and state grants. Approximately 95% of students who apply for financial aid receive some type of assistance.

All students and families are strongly encouraged to apply for financial aid. The first step in the process includes completing the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov. The FAFSA must be completed each year.

Gateway's school code: 005389

Students are urged to file the FAFSA or Renewal FAFSA as soon as possible after January 1. Several grants and Federal Work Study program (FWS) are awarded on a first-come, first-serve basis and these funds are quickly depleted.

When to Apply

Gateway encourages all students to apply for financial aid. They can apply for financial aid throughout the year; however, to ensure the financial aid is processed (allowing students to know what aid they are eligible for) before the start of a term, follow the priority application dates below.

  • Summer Semester - Apply by March 1
  • Fall Semester - Apply by July 1
  • Spring Semester - Apply by November 1

How is the Amount of My Financial Aid Determined?

First, it is important to understand a couple of key terms:

Cost of Attendance (COA) or Student Budget includes tuition, fees, room and board, books and supplies, travel, and personal and incidental expenses.

Expected Family Contribution (EFC) is a measure of family's financial strength and is calculated according to a formula established by law. A family's taxed and untaxed income, assets, and benefits (such as unemployment or Social Security) are all considered in the formula. Also considered is family size and the number of family members who will attend college or career school during the year.  EFC is listed on the Student Aid Report (SAR) which students receive after they complete the FAFSA.

A student's financial aid award is calculated based on COA and EFC: COA - EFC = Financial Need
Gateway tries to meet financial need through awarding grants, loans and work-study.

Action Statuses

  • Accepted (A): financial aid funds are available and ready to be transmitted to a student's account at the appropriate time.
  • Pending (P): further action is required. Check WebAdvisor to determine what is needed.
  • Estimated (E): financial aid funds are not available/approval needed by Governing Agency.

Important Notes:

  • If a student is attending two or more colleges during the same academic period, they are eligible for aid at only one school.
  • To have credits they are taking from another college considered in the total credit load, please contact the college awarding financial aid to initiate a consortium agreement.
  • Students taking only remedial courses are not eligible for financial aid.
  • To be eligible for most grants and any loan, students must be enrolled in a minimum of 6 credits per semester